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AMK- Angkor Microheranhvatho (Kampuchea) Co., Ltd.

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About Us

Angkor Mikroheranhvatho (Kampuchea) Co. Ltd (Angkor Microfinance Kampuchea, AMK) is a licensed Microfinance Institution (MFI) operating in Cambodia. AMK originated from the savings and credit components of the community development work of Concern Worldwide in Cambodia from 1993 but only became a directly implemented program in 1999. Following the new Cambodian microfinance regulation, AMK became a separate company and obtained a license from the Cambodian central bank in 2004.

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  Credit Services

  Currently, AMK offers five different credit products: three group-guaranteed loans without any physical collateral requirement, one individual loan product that requires physical collateral and one personal guarantee, and an emergency loan option that is restricted to clients who have completed at least six months with AMK and with existing balance outstanding for individual loans.

• General Voluntary Savings Product

  AMK's savings account allows complete freedom for deposit and withdrawal amounts and earns 0.5% interest per month (6% per annum). Interest calculation will be based on daily basis and recorded in the passbook at the end of June and December. Accounts can be opened with a deposit of R500 (US$0.125, which is also the minimum savings balance to be maintained in the account).